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{"id":56701,"date":"2022-06-01T13:29:31","date_gmt":"2022-06-01T11:29:31","guid":{"rendered":"https:\/\/vosgesinfo.fr\/remiremontinfo\/2022\/06\/pret-immobilier-premieres-concretisations-de-lacces-facilite-a-lassurance-emprunteur\/"},"modified":"2022-06-01T13:29:31","modified_gmt":"2022-06-01T11:29:31","slug":"pret-immobilier-premieres-concretisations-de-lacces-facilite-a-lassurance-emprunteur","status":"publish","type":"post","link":"https:\/\/vi.si-developpement.fr\/remiremontinfo\/2022\/06\/pret-immobilier-premieres-concretisations-de-lacces-facilite-a-lassurance-emprunteur\/","title":{"rendered":"Pr\u00eat immobilier : premi\u00e8res concr\u00e9tisations de l\u2019acc\u00e8s facilit\u00e9 \u00e0 l\u2019assurance emprunteur"},"content":{"rendered":"

Daniel Gremillet, S\u00e9nateur des Vosges, se f\u00e9licite de l\u2019entr\u00e9e en vigueur, ce mercredi 1er juin, de la loi pour un acc\u00e8s plus juste, plus simple et plus transparent au march\u00e9 de l\u2019assurance emprunteur.<\/h2>\n
Fin du questionnaire m\u00e9dical<\/p>\n
\u00ab C\u2019est une des avanc\u00e9es significatives de ce texte : la suppression du questionnaire m\u00e9dical pour les pr\u00eats dont la part assur\u00e9e par personne est inf\u00e9rieure \u00e0 200 000 euros et dont l\u2019\u00e9ch\u00e9ance arrive avant le 60\u00e8me anniversaire de l\u2019assur\u00e9 \u00bb, rappelle le S\u00e9nateur vosgien, Rapporteur au nom de la Commission des affaires \u00e9conomiques du S\u00e9nat de la proposition de loi dite de l\u2019assurance emprunteur adopt\u00e9e d\u00e9finitivement, par le S\u00e9nat, le 17 f\u00e9vrier 2022 et \u00e0 l\u2019initiative de cette \u00e9volution. \u00ab Concr\u00e8tement, \u00e0 compter d\u2019aujourd\u2019hui, l\u2019assur\u00e9 n\u2019est plus dans l\u2019obligation de fournir une quelconque information relative \u00e0 son \u00e9tat de sant\u00e9 ni de r\u00e9aliser aucun examen m\u00e9dical s\u2019il remplit ces deux conditions. L\u2019absence de questionnaire m\u00e9dical concerne uniquement les pr\u00eats immobiliers octroy\u00e9s \u00e0 des consommateurs pour l\u2019acquisition de biens \u00e0 usage d\u2019habitation et \u00e0 usage mixte habitation et professionnel \u00bb. Un d\u00e9cret pourra m\u00eame faire \u00e9voluer ces seuils mais uniquement dans un sens plus favorable \u00e0 l\u2019emprunteur.<\/p>\n","protected":false},"excerpt":{"rendered":"
Daniel Gremillet, S\u00e9nateur des Vosges, se f\u00e9licite de l\u2019entr\u00e9e en vigueur, ce mercredi 1er juin, de la loi pour un […]<\/p>\n","protected":false},"author":407,"featured_media":56702,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[26,10,18],"tags":[3971,3972,3973],"acf":[],"yoast_head":"\nPr\u00eat immobilier : premi\u00e8res concr\u00e9tisations de l\u2019acc\u00e8s facilit\u00e9 \u00e0 l\u2019assurance emprunteur - Remiremont Info<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pr\u00eat immobilier : premi\u00e8res concr\u00e9tisations de l\u2019acc\u00e8s facilit\u00e9 \u00e0 l\u2019assurance emprunteur - Remiremont Info\" \/>\n<meta property=\"og:description\" content=\"Daniel Gremillet, S\u00e9nateur des Vosges, se f\u00e9licite de l\u2019entr\u00e9e en vigueur, ce mercredi 1er juin, de la loi pour un […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/vi.si-developpement.fr\/remiremontinfo\/2022\/06\/pret-immobilier-premieres-concretisations-de-lacces-facilite-a-lassurance-emprunteur\/\" \/>\n<meta property=\"og:site_name\" content=\"Remiremont Info\" \/>\n<meta property=\"article:published_time\" content=\"2022-06-01T11:29:31+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/vi.si-developpement.fr\/app\/uploads\/sites\/5\/2024\/09\/202201gremillet-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"537\" \/>\n\t<meta property=\"og:image:height\" content=\"359\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"C D\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"C D\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/vi.si-developpement.fr\/remiremontinfo\/2022\/06\/pret-immobilier-premieres-concretisations-de-lacces-facilite-a-lassurance-emprunteur\/\",\"url\":\"https:\/\/vi.si-developpement.fr\/remiremontinfo\/2022\/06\/pret-immobilier-premieres-concretisations-de-lacces-facilite-a-lassurance-emprunteur\/\",\"name\":\"Pr\u00eat immobilier : premi\u00e8res concr\u00e9tisations de l\u2019acc\u00e8s facilit\u00e9 \u00e0 l\u2019assurance emprunteur - 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