![\"wallet-g3b908cd79_1920\"](\"\/2023\/04\/wallet-g3b908cd79_1920.jpg\")
<\/a>La hausse des prix complique la gestion du budget quotidien pour nombre de Vosgiens. Face \u00e0 l\u2019impact de l\u2019inflation galopante sur les m\u00e9nages, Sandrine Stein, directrice de la Banque de France et David Percheron, sous-pr\u00e9fet d\u2019\u00c9pinal, ont souhait\u00e9 faire un point presse dans les locaux de l\u2019Union d\u00e9partementale des associations familiales des Vosges \u00e0 Epinal (Udaf des Vosges).<\/span>\n<\/span><\/h2>\n
\nDans chaque d\u00e9partement, une commission de la Banque de France est charg\u00e9e d’examiner les dossiers d\u00e9pos\u00e9s par les personnes souhaitant acc\u00e9der \u00e0 la proc\u00e9dure de traitement du surendettement.<\/div>\n
Qui sont les personnes surendett\u00e9es\u00a0? <\/strong><\/h3>\nLe surendettement \u00ab\u00a0concerne majoritairement des personnes vuln\u00e9rables ou touch\u00e9es par un accident de la vie\u00a0\u00bb, constate la Banque de France. Il s\u2019agit pour 50% de personnes seules, majoritairement des femmes qui ont la charge des enfants. Dans les Vosges, 31% des dossiers concernent des demandeurs d\u2019emploi. La directrice de la banque de France note \u00e9galement une augmentation des dossiers de surendettement de personnes de plus de 60 ans.<\/p>\n
Dans le d\u00e9partement, dans 53% des cas, les personnes ne sont pas en mesure de rembourser les dettes. \u00ab\u00a0La moiti\u00e9 des m\u00e9nages surendett\u00e9s ne dispose d\u2019aucune capacit\u00e9 de remboursement pour faire face \u00e0 leur dette\u00a0\u00bb, constate la Banque de France, qui indique rester \u00ab\u00a0vigilante\u00a0\u00bb sur toutes ces questions pouvant conduire \u00e0 la \u00ab\u00a0spirale du surendettement\u00a0\u00bb.<\/p>\n
Dans 55% des cas, cela aboutit \u00e0 un effacement partiel ou total de la dette.<\/p>\n
Les Points Conseil Budget permettent d’aider les personnes en difficult\u00e9. Il est situ\u00e9 5 quartier de la madeleine \u00e0 Epinal.
\n<\/span><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"La hausse des prix complique la gestion du budget quotidien pour nombre de Vosgiens. Face \u00e0 l\u2019impact de l\u2019inflation galopante […]<\/p>\n","protected":false},"author":52,"featured_media":29020,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[22,8,5],"tags":[5601,2083,75],"acf":[],"yoast_head":"\n
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\n<\/span><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"
La hausse des prix complique la gestion du budget quotidien pour nombre de Vosgiens. Face \u00e0 l\u2019impact de l\u2019inflation galopante […]<\/p>\n","protected":false},"author":52,"featured_media":29020,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[22,8,5],"tags":[5601,2083,75],"acf":[],"yoast_head":"\n